Big-Firm Expertise.
Boutique-Level Care.
Personalized wealth advisory for individuals, executives and business owners who expect more - more clarity, more attention and more trust.
Clarity Through
Coordinated Strategy
We turn your goals into clear, customized strategies using data, analytics, and deep expertise - always prioritizing relationships over volume, so you have direct access to us whenever you need.
A Boutique Advisory Firm with Robust Capabilities
Bayworth Capital was built for clients who want more than the status quo. We serve a deliberately limited number of clients, so each relationship gets the attention, discretion, and strategy it deserves. No call centers. No junior reps. Just a team of seasoned fiduciaries managing every detail of your financial life.
Our Mission
To serve as a deeply trusted financial partner to high-net-worth families and business executives, delivering clarity, confidence, and strategic guidance so they can focus on what matters most. We coordinate life's most important financial decisions, investments, tax strategy, estate planning, and business strategy, under one roof, so our clients can delegate with confidence.
Integrated Wealth Strategy,
Under One Roof
We simplify your financial life through seamless, coordinated services.
Investment Management
Disciplined, risk-managed portfolios with audited performance on select strategies and customized investment approaches.
Tax Planning & Strategy
Proactive planning that aligns with your investments and goals to help reduce tax burdens.
Income Planning
Design sustainable income strategies that support your lifestyle and long-term financial security.
Estate & Legacy Planning
Ensure smooth wealth transfer and protect your legacy with purpose-driven planning.
Business Advisory & Succession
Maximize enterprise value, prepare for exit, and align business outcomes with personal wealth.
Executive & Family Office Services
Navigate equity compensation, concentrated positions, philanthropy, and generational planning.
Boutique-Level Attention with Deep Financial Experience
We turn your goals into clear, customized strategies using data, analytics, and deep expertise - always prioritizing relationships over volume, so you have direct access to us whenever you need.
Boutique-Level Attention
Fewer clients, deeper relationships, always accessible.
Robust Expertise
Customized strategies, independently audited results on select portfolios, no cookie-cutter advice.
Total Coordination
All aspects of your financial life aligned by an integrated team.
Clarity Over Complexity
We use data and analytics to drive decision-making, aligning every step with your goals. We simplify complexity.
What Clients Should Expect From Us
Clarity, Confidence & Strategic Advantage
Informed decision-making powered by deep in-house expertise and proprietary analytics.
Risk Mitigation & Capital Preservation
Disciplined investment management focused on protecting what you've built, while recognizing that all investing involves risk, including potential loss of principal.
A Private, Elite-Level Relationship
You get the discretion, access, and long-term alignment of a true advisory partner.
How Aligned Is Your
Wealth Position?
The Executive Wealth Brief scores your financial readiness across four critical areas: Market Exposure, Tax Position, Income Picture, and Risk Coverage. Ten questions. Two minutes. Instant results.
The Executive Wealth Brief is a general informational tool and does not constitute personalized investment advice. All investment strategies involve risk, including potential loss of principal. Consult a qualified professional before making financial decisions.
Answers Before
You Ever Call Us
Written for the two situations we are asked about most: a large pre-tax balance, and a business you will eventually sell.
Roth Conversions
The window between retiring and RMDs is the cheapest conversion capacity you will get. Why Illinois makes it cheaper still, and what actually limits the size of a conversion.
Read the guide →Roth Conversion Calculator
Most calculators show federal tax and stop. This one models your state, the Medicare IRMAA cliff two years out, and the senior deduction phase-out. 2026 figures.
Run the numbers →Exit Readiness Assessment
Twelve questions across the three things that decide how a sale goes: is the business ready, are the finances ready, and are you ready. Scored separately.
Score your readiness →For Business Owners
What the business is worth, what a sale would leave you, what to build outside it, and whether you are ready. The four questions, in the order they matter.
Start here →What Is My Business Worth?
Price is earnings times a multiple. Owners spend years on the earnings and never touch the multiple — which is usually where the larger number is.
Read the guide →Selling Your Business
What you actually keep. Deal structure, the Illinois replacement tax, and where QSBS stands after the 2025 rules.
Read the guide →Every tool here is educational, free, and uses simplified assumptions — a starting point for a conversation, not a plan. See all planning tools →
Disclosures
This website is a publication of Bayworth Capital (a trade name of Xceed Capital Management, LLC). The firm is registered as an investment adviser with the States of Illinois, Texas, Indiana, and California, and only conducts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. The firm is not engaged in the practice of law or accounting.
Information presented is believed to be current but should not be considered personalized investment advice. All expressions of opinion reflect the judgment of the authors on the date of publication and may change in response to market conditions. You should consult with a qualified professional advisor before implementing any strategies discussed. Content should not be construed as an offer to buy or sell any securities or as estate planning, legal, or tax advice. Always consult an attorney or tax professional regarding your specific situation.
Hyperlinks on this website are provided as a convenience. Bayworth Capital (Xceed Capital Management, LLC) is not responsible for the information, services, or products found on websites linked to ours.
All investment and insurance strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there is no guarantee that any specific investment or strategy will be suitable or profitable. There are no assurances that an investor's portfolio will match or exceed any particular benchmark.
Insurance and annuity guarantees are subject to the claims-paying ability of the issuing insurance company. Withdrawals or surrenders made within a certain period after investing may be subject to surrender charges. Withdrawals may also be subject to tax penalties and income taxes.
Bayworth Capital is a trade name of Xceed Capital Management, LLC, a registered investment adviser. Insurance products and services are provided through Xceed Planning, LLC (CA Insurance License #0L96506). Advisory and insurance services are separate and distinct.
Any tax information provided on this website is for informational purposes only and is not intended or written to be used, and cannot be used, for the purpose of avoiding penalties under the Internal Revenue Code. Please consult your own tax professional regarding your specific situation.